Markets are falling – Should I sell my shares?
Markets are falling – Should I sell my shares How many times have we heard this sentence? At every market…
our values
Transparent
Personal financial advisory is based on trust and to gain trust one needs to be completely transparent.
Unbiased
Client remains at the focal point for us at Bachhat. We are not affiliated with any product companies
Easy
As Warren Buffett said, Investing is simple, but not easy. At Bachhat, we ensure that our solutions are uncomplicated
Solutions
Retirement Planning
We spend anywhere between 20 to 30 years in retirement during which there is no primary source of income except for interest or rental income.
Goal-based Investing
Most of the individuals fall under two categories: Either they do not invest regularly or if they invest, they do not know why are they investing.
Risk Profiling
All individuals are not equal. Similarly, the investment solutions for all cannot be same. It needs to be tailored depending on the individual’s risk profile.
Insurance Adequacy
Insurance is the most mis-sold product in India. Traditionally, we have been mis-sold investments plans as insurance policies.
Emergency Corpus
What will happen if you are without a job for a year? Do you have adequate savings, which is immediately available, to use without impacting your other investments?
Portfolio Evaluation and Monitoring
Investing is important. However, ensuring that the investment is made in the right instrument and providing adequate returns is also paramount.
About Us
Bachhat is built on the pillars of transparency, unbiased advice and making personal finance
easy.
Founded by CA Vishal Bharat Shah, we aim to empower our clients in effectively managing their personal finances. A Registered Investment Adviser with SEBI, he has more than 2 decades of post-qualification experience in diverse fields like Finance, Treasury, Mergers & Acquisitions and Strategy.
He is passionate about personal finance, having started writing about personal finance in 2010.
Process
We have built-in robust systems to ensure that our financial planning process captures all required
information and is able to provide you with personalised solutions best suited for your needs. The
entire process can be completed either virtually or by in-person meetings as per the client’s
preference. Irrespective of the medium used, we ensure that we offer best solutions for your
financial needs.
At the end of the process, you will receive our proprietary financial report which shall cover your entire financial summary including action points regarding your financial goals, where & how to invest to achieve those goals, which insurance plans are best suited for you, etc. This single document shall be your go-to encyclopaedia for all your financial queries.
At the end of the process, you will receive our proprietary financial report which shall cover your entire financial summary including action points regarding your financial goals, where & how to invest to achieve those goals, which insurance plans are best suited for you, etc. This single document shall be your go-to encyclopaedia for all your financial queries.
Pricing
We are a fixed-fee Registered Investment Adviser and our fees are not linked to your net-worth or your current investment value.
Holistic Financial Planning
Our most popular plan which covers the following:
Net-worth Assessment
Retirement Planning
Risk Profiling
Insurance Adequacy
Goal-based Investing
One-time review of the financial plan before the end of 6 months
On-going support on all finance-related matters
Duration: 6 months.
Pricing: For Indian Resident Individuals – Rs. 18,000
For NRIs: Rs. 22,000
Pricing: For Indian Resident Individuals – Rs. 18,000
For NRIs: Rs. 22,000
On-going Financial Health Check-up
Post holistic financial planning, we offer on-going financial health check-up to ascertain how your investments are performing as against their
goals and provide suggestion for portfolio re-balancing.
Investment review against the agreed upon financial
goals every 6 months
Recommended changes in investments,
if needed
Updating your financial plan on account of material financial changes (job change, marriage, kids, etc)
On-going support on all finance-related
matters
Duration: 12 months
Pricing: For Indian Resident Individuals – Rs. 10,000
For NRIs: Rs. 12,000
Pricing: For Indian Resident Individuals – Rs. 10,000
For NRIs: Rs. 12,000
Financial Planning Sessions / Training / Seminars
We also conduct financial planning sessions,
seminar and comprehensive training on managing personal finance for Corporates, Educational
Institutions, Social Groups, etc. Fees for the same is decided on case-to-case basis.
Build and grow your wealth with Bachhat. Schedule a free 30 mins call with our founder
Vishal Bharat Shah
Resources and Case Studies
Blogs
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